@ David, its not necessary, that you have to go to gym to lose weight or build muscles you can achieve all your healthy goals even with your regular home workouts. All you need is firm determination, patience and consistency to your exercises regime. Set your fitness goals such that they are practical and plan your workout regime. Some of the home based cardio workout are : Spot jogging, skipping, step aerobics , running up and down the stairs, various dance styles like Zumba dance, Latin dance etc. You can also opt for some outdoor activities like walking, running, jogging, cycling, hiking, swimming etc. For toning and strength training you can go for calisthenic exercises, exercises using toning tubes and bands, Swiss ball workout etc.