That depends on the type of policy and also the insurance provider. Different companies have different health insurance options and I cannot say for sure who will provide what cover. Some of the different diseases and healthy problems that are generally covered under health insurance policies are as follows:
• Heart attacks and strokes
• Prolonged illnesses
• Major injuries
• Loss of limbs or any other part of the body due to accident
Children health insurance policies will also cover medicinal expenses and hospitalization charges as well. You should check with the insurance provided before you opt for any such policy.