hi manoj, rashmi has given a very good description about both the products ... in simple language, yogurt is made by technically adding the 2 mentioned bacterias, where as curd is made by just adding a small sample of curd itself, which contains more than 50 bacterias and hence can be made at home.,
and another fact is , whether or not a company writes it on the label , both curdand yogurt are probiotic products. good for health.